Payment Options at Dental 359
Dental 359 offers dental payment plans in Perth for all restorative and cosmetic treatments, allowing suitable patients to spread costs through smaller repayments over time.
Repayments can start from $39 per week, depending on the treatment:
- Invisalign from $39 per week
- Premium porcelain veneers from $45 per week
- Dental implants from $65 per week
- All-On-4® dental implants from $120 per week
Our team can explain available options for your treatment. Loan terms, interest rates, fees and repayments vary based on your financial history. We encourage you to discuss your treatment with your family and health insurance provider first.
Payment Plans
Humm allows suitable patients to divide the cost of dental treatment into fortnightly or monthly instalments. Applications are subject to Humm’s approval criteria. Repayment conditions, fees and interest rates can vary. You should always review these carefully before proceeding. Our team can provide more information on how to apply, or you can learn more at www.hummloan.com.
TLC (Total Lifestyle Credit) offers finance products that may be used to fund some cosmetic dental treatment, general dentistry or implants. Applications are completed online for loans ranging between $2,001 and $70,000, and approved funds can be paid directly to Dental 359 for your treatment. You can enquire about loans and lending criteria, and review the PDS at www.tlc.com.au.
Ezidebit allows suitable patients to spread the cost of dental treatment through scheduled payments from a nominated bank account or card. Payment amounts and frequency can be arranged based on the agreed payment schedule, providing a convenient way to manage treatment costs over time. Our team can provide more information about using Ezidebit for your treatment.
Health Fund Cover at Dental 359
If you have private health insurance with dental extras, your policy may contribute towards some of the cost of dental treatment.
Dental 359 accepts all Australian health funds. We can process a health fund quote before treatment or provide item numbers for you to check with your fund directly, so you can estimate the rebate and out-of-pocket amount before deciding. We can also process your claim at the time of your appointment.
Your actual benefit depends on your health fund, level of cover, waiting periods, annual limits and the treatment provided. Your health fund makes the final decision about the amount payable under your policy.
For larger treatment plans, checking your available benefits beforehand can make it easier to understand how much you'll need to pay or give you time to research dental payment plans in Perth.
Using Super for Dental Treatment in Perth
Early release of superannuation under the Compassionate Release of Superannuation (CRS) scheme may be a way for suitable patients to fund necessary dental treatment.
Dental 359 works with SuperCare, a registered tax agent that can assist with preparing and lodging a CRS application. SuperCare can explain what’s required for your individual application.
This isn’t a general payment option for any dental treatment. The Australian Tax Office (ATO) determines eligibility on an individual basis, and approval isn’t guaranteed. Accessing superannuation early can affect your retirement savings and may have financial or tax implications. We encourage you to consider all these factors carefully.
If you think compassionate release may apply to your treatment, ask our team and we can explain the next step.
Dental Payment Plans Perth – FAQs
Different dental payment plan options suit different treatments and budgets. Once your dentist has assessed what you need, we can provide the expected treatment costs and explain the payment options available to you.
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Do you offer interest-free dental payment plans in Perth?
Some payment options may be partially or wholly interest-free, depending on the finance provider, product, loan amount and your individual circumstances. It’s important to know that dental payment plans are finance products. Conditions can change, and you should always read the PDS and fine print before agreeing to a payment plan.
While we only work with finance partners we trust, these companies and their products are independent of Dental 359.
Can I use my health fund at Dental 359?
Yes, Dental 359 accepts all health funds. Whether your treatment is eligible for a rebate and the amount you’ll receive back depends on your policy, annual limits, waiting periods and the treatment provided. Rebates vary between patients and health funds.
We can process a quote beforehand or provide individual item numbers to help you understand the benefit your fund is expected to pay, and we can process your claim at the time of your appointment.
Can I access my superannuation for dental treatment?
You may be able to apply for compassionate release of superannuation for certain necessary dental treatments if you meet the Australian Taxation Office’s requirements. In general, the treatment must be for acute or chronic dental pain and you should be able to prove that you can’t afford the treatment through other means. Approval isn’t automatic and is determined by the ATO.
Dental 359 works with SuperCare, which can assist eligible patients with the application and supporting documentation. Ask our team if you would like more information.
How do I know what treatment will cost before starting?
Your dentist first needs to assess your teeth and determine what treatment is appropriate. Once they have prepared your tailored, personalised plan, we’ll explain the proposed treatment and expected costs before scheduling any further appointments. There are never any hidden fees.
For larger or staged treatment, we’ll also explain when you will be expected to pay different costs. You can then check your health fund benefits and consider any available dental payment plans before deciding whether you want to proceed.